Why Business Insurance Isn't Optional
The Cleaners Helping Hand Why Business Insurance Isn't Optional One broken vase, one slip-and-fall, one accusation of theft — that's all it takes to end a cleaning business that doesn't carry the right insurance. Here's exactly what coverage you need, what it costs, and how to avoid the gaps that put owners out of business. Cleaning is a hands-on, in-someone-else's-space business. You and your team are in clients' homes and offices, around their belongings, pets, and kids, every single day. That access is exactly what makes insurance non-negotiable — it's the difference between a bad day and a business-ending day. The Core Policies Every Cleaning Business Needs Most cleaning businesses need a combination, not just one policy: Coverage Protects Against General Liability Property damage, injuries, accidents Janitorial Bonding Employee theft Workers' Comp Employee injuries on the job Commercia...